If you have recently purchased a Samsung Galaxy smartphone or tablet, you may be wondering what your options are regarding insurance plans and warranties. If you’ve bought a different phone, then the best smartphone insurance plans will interest you. Samsung Care+ can be confusing as there are multiple tiers of coverage, but we will do our best to explain them below.
Moreover, you might be interested in our other articles covering phone and gadget insurance, such as Metro Phone Insurance’s new phone activation, remanufactured by Asurion, and is Geek Squad Protection worth it.
Key Takeaways_
- Samsung offers up a manufacturer’s warranty when you purchase a new Galaxy smartphone that lasts a full year.
- You can also insure your Samsung phone via the company’s Samsung Care+ service.
- Other insurance options include mobile phone providers, renters insurance, homeowners insurance, and third-party providers.
Samsung Galaxy Warranties
Samsung offers an extraordinarily robust manufacturer’s warranty when it comes to their flagship Galaxy smartphones and tablets. Most of these warranties last for a full year.
However, it is important to note that a manufacturer’s warranty only covers issues related to manufacturing errors. For more protection, you will need an insurance plan.
And if your loss or damage occurs during travel, then phone travel insurance may be of help.
Samsung Galaxy Phone Insurance
There are a number of ways you can get your Samsung Galaxy smartphone or tablet covered by an insurance plan.
Samsung Care+
Samsung has its own insurance offering, which is called Samsung Care+. This could be a good option for Galaxy phone owners as these plans are designed to specifically cater to Samsung products.
These plans cover cracked screens, battery replacements, and mechanical failure. These plans also offer coverage for accidental damage, such as water damage and damage related to accidental drops.
warning
Samsung Care+ does not offer coverage for loss and theft, which may be an issue for some consumers.
As we stated above, Samsung Care+ can be confusing when you are looking for coverage. This is because there are three different Samsung Care+ offerings, each with four tiers of coverage.
Which of the four tiers your plan will be under will be determined by your specific device.
The Samsung Care+ offerings are:
Samsung Care+ Theft and Loss – This is their “Ultimate Protection.” It covers unlimited drop, spill, and mechanical breakdowns, as well as theft and loss.
| Devices | Tier 1 | Tier 2 | Tier 3 | Tier 4 |
|---|---|---|---|---|
| Phones | $8 | $10 | $15 | $18 |
| Tablets & Watches | $8 | $10 | $13 | $16 |
- Tier Deductibles: Tier 1 – $99, Tier 2 – $149, Tier 3 – $149, Tier 4 – $199
- Service fees:
- Mechanical breakdown: $0
- Cracked Screen Repairs: $29
- Watch Repair or Replacement: $29
- Accidental Damage: $99
Samsung Care+ – This plan covers unlimited drops, spills, and mechanical breakdowns.
| Devices | Tier 1 | Tier 2 | Tier 3 | Tier 4 |
|---|---|---|---|---|
| Phones | $3 | $5 | $10 | $13 |
| Tablets & Watches | $3 | $5 | $8 | $11 |
- Service fees:
- Mechanical breakdown: $0
- Cracked Screen Repairs: $29
- Accidental Damage: $99
Samsung Care+ Essentials – This plan only covers mechanical breakdowns.
| Tier 1 | Tier 2 | Tier 3 | Tier 4 | |
|---|---|---|---|---|
| One time payment for 24 months of coverage | $19 | $39 | $59 | $89 |
- Service fees:
- Mechanical breakdown: $0
Mobile Provider Insurance
Each of the major mobile wireless carrier providers offers insurance plans catering to smartphone owners. These plans vary depending on your carrier and the type of Galaxy phone you purchased.
The monthly fee for these plans also varies, though typically costs anywhere from $9 per month to $20 per month.
STAT: Only 3% of Galaxy claims were for water damage in 2019, according to industry leader Asurion. (source)
The major phone providers typically team up with industry giant Asurion to offer these plans, and they tend to cover accidental damage, mechanical failure, accessory replacement, and screen damage.
These plans can offer coverage for loss and theft, so be sure to do your research ahead of time.
Third-party Insurance
You can also easily purchase mobile phone insurance for your Galaxy device via a third-party insurance provider. This includes companies like SquareTrade, StayMobile, and Akko, among many others.
These plans vary according to each company and the make and model of your phone. Prepare to pay a monthly fee ranging from $10 to $20. The benefits offered by these plans also vary, but typically, they cover accidental damage, mechanical failure, theft, and loss.
As always, take care to read the fine print thoroughly before purchasing a smartphone insurance plan.
